
What would be my ultimate Fujifilm X camera and lens kit? What would I have in my camera bag if money was no issue? I have been asked these types of questions several times, and I don’t really like to answer them because, like many of you, my resources are limited and I’ll probably never own an “ultimate” kit. Some of you might have the money, so perhaps you’re trying to assemble such a thing and are seeking advice, so this will be my attempt to answer the question of the ultimate Fujifilm X kit. Hopefully my opinion will be useful to someone.
I’m going to limit this to APS-C Fujifilm X, and not the medium-format GFX system. In all honesty, if I were independently wealthy, I’d likely own a GFX camera. That would be amazing! My best hope for that, perhaps in five or six years, is to buy one that’s used and is being sold at a bargain basement price. I can always dream, right?
What cameras would be in my bag? Well, probably the Fujifilm X-T3, which is the ultimate X camera right now (I know, an argument could be made that the X-H1 is the top X camera). Later this year the X-Pro3 should be released, and I’d prefer that over the X-T3, but it’s a close call between the two, and since the X-T3 is available right now, that’s the camera that I would own. I would have a backup interchangeable-lens camera, one that’s smaller and lighter and better for walk-around and travel, and that would be the Fujifilm X-T30, which is a camera I already have, so I suppose that’s a start to my ultimate kit. I would also own a compact fixed-lens camera for travel and street photography, and that would be the Fujifilm X100F, which is an incredible camera for that purpose. The X100F is not essential, but it is an extraordinarily enjoyable camera, and so it would definitely be in my ultimate bag.

I would have a number of different lenses to go with those cameras. My choice for Fujifilm primes would be the Fujinon 16mm f/1.4, Fujinon 35mm f/2, Fujinon 56mm f/1.2, and Fujinon 90mm f/2. I would also own the Rokinon 12mm f/2. I would have a telephoto zoom, probably the Fujinon 55-200mm f/3.5-4.8, and maybe even a wide-angle zoom, perhaps the Fujinon 18-55mm f/2.8-4. I prefer primes over zooms, but occasionally zooms are preferred for their versatility, so having a couple of them would be important.
All of those cameras and lenses are going to add up to a lot of money. This would not be a cheap kit! Of course, that’s the point, as this would be a money-is-no-object situation. Most people, myself included, are on a tight budget with limited resources. So I will give alternative suggestions for a more budget-friendly ultimate kit. Maybe this will be helpful to some of you.
If you still want an “ultimate” Fujifilm X kit but the suggestions above are out of budget, I would choose instead the Fujifilm X-T2 and Fujifilm X-T20, which will save you several hundred dollars right off the bat, and will get you essentially the same exact thing. If that’s still too much, get the X-T20 and the Fujifilm X-T100, or skip having a second camera body altogether. You could skip the X100F and purchase the Fujinon 23mm f/2 lens and get similar results to that camera without actually owning it, which will save some money. Alternatively, if you really want the X100F, buy one used or get the X100T, or even choose the Fujifilm XF10 instead.
For lenses, you could save money by choosing the Fujinon 16mm f/2.8 lens over the 16mm f/1.4, and the Fujinon 60mm f/2.4 instead of the 56mm f/1.2. Or just skip those lenses altogether, and get the Fujinon 16-55mm f/2.8, which would cover those focal lengths pretty well. If you chose carefully, you could have an almost-as-good ultimate kit for probably half the price as my suggested ultimate kit. There are certainly options for those on a small budget. And don’t be afraid to buy a lens here-and-there when you can, slowly building your glass collection. Nobody says you have to buy everything all at once.